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首本地手機支付系統攻運輸領域 TNG:月內進軍的士小巴

07/03/2016Ming Pao

首本地手機支付系統攻運輸領域 TNG:月內進軍的士小巴

【明報專訊】多個手機支付系統陸續登陸本港市場,各自搶攻市面零售商,更有「本地薑」率先進軍運輸工具領域。TNG行政總裁江慶恩,接受本報獨家訪問時透露,最快月內將TNG手機支付功能,引進的士及小巴等交通工具,甚至計劃與慈善團體合作,將手機支付應用到賣旗籌款。到時市民買旗只須用手機掃過二維碼(QR Code)即可,不用再惆悵沒有零錢。

今年本地手機支付積極搶攻網點,長和(0001)旗下屈臣氏表示,下季將在分店正式啟用騰訊(0700)內地版微信支付功能,即最快下月開通。香港電訊(6823)亦表示,近期在長和旗下百佳分店引入手機支付拍住賞。而TNG更另闢蹊徑,將戰場擴展到交通界,正式挑戰八達通20年龍頭地位。

挑戰八達通20年龍頭地位

江慶恩透露,公司有與的士聯會等溝通,且有個別司機主動聯絡查詢合作,最快月內公布與的士及小巴就支付範疇合作詳情,又稱TNG也有與巴士公司磋商。八達通發言人回應稱,面對市場競爭,會努力不懈,為客戶提供多元化的八達通支付選擇,配合不同的客戶需要,加強和優化客戶服務。

不過,TNG步伐卻不限於此,就連慈善界別亦將視為囊中物。江慶恩提及,TNG會與至少2個慈善團體合作,當中有本地亦有國際級,到時賣旗者只須配備QR Code,讓善長仁翁用手機內的TNG程式一掃,即可捐款。與零售商合作方式一樣,TNG會向慈善團體按每宗交易或捐款收取手續費,但江慶恩表明會提供折扣,笑稱「我們都想做個好市民」。

與慈善團體合作 掃QR Code買旗

雖然TNG與拍住賞同期推出,但江慶恩對TNG看高一線,因他認為對方缺點是交易受制於信用卡的電子支付設備,非香港電訊客戶更須配備支付賞卡才可交易,相對TNG較為方便。

下個網點目標 首選餐飲業

對於開拓主流的零售商網點,TNG卻表示早已忙得不可開交。江慶恩指出,TNG開拓網點步伐較初期加快,原因是市民對手機支付認識加深了,現時甚至通常是零售商主動要求與TNG合作。目前TNG的首選是餐飲業,因江慶恩認為,TNG主要做小額支付,市民一日三餐是必需品,容易吸引市民使用,加上每餐消費至少達30元,較超級市場、便利店等十數元消費額理想。

明報記者 鄭智文

Announces Strategic Exit from Stored Value Facilities ("SVF") business

We would like to announce to our users that we have decided to exit the SVF business due to our consideration for strategic corporate restructuring and realignment. The decision to exit the SVF business was made after a thorough review and deliberation of the company’s portfolio and business strategies. We are working on a non-SVF business for a total transformation of our business to carry our motto of “Make Your Life Easier”. Do take note of our future announcement. 

Customer Protection

TNG Wallet remains committed to supporting its users, merchants, and service partners  during this transition. We have made sufficient provision for financial and administrative resources to meet the float redemption and relevant administrative processes to ensure that all obligations to users, merchants and service partners are met and that users are provided with the necessary guidance and support. 

The existing independent 3rd Party, Custodian agency, (“Tricor Trust (Hong Kong) Limited”) will continue to act as Custodian throughout the redemption process. TNG will commence the exit process today (25 October, at 4:30pm) and all of the services will be terminated by 9 December 2024. From 4:30pm on 25 October 2024 to 6:00pm on 9 December 2024, all TNG users will be able to withdraw your money in TNG Wallet in various ways (see below service list for more info). 

You are encouraged to withdraw the remaining balance via local merchant payment, FPS/ Bank Transfer, P2P Transfer, and MasterCard Purchase on or before 9 December 2024 6:00pm. All relevant service charges will be waived during the period of 25 October 2024 and 9 December 2024. After the termination of TNG services on 9 December 2024, TNG Wallet App will be retired and the management fees will be applied. 

For details, please click this window to find out.